ITIN and Foreign National Loans are designed for borrowers who do not have a U.S. Social Security number but wish to purchase property in the United States. These programs offer flexible documentation and approval guidelines, making it easier for international buyers, newcomers, and ITIN holders to secure financing.
With options for primary residences, second homes, and investment properties, these loans provide a reliable path to U.S. homeownership or real estate investment.
Foreign National borrowers are individuals who live outside the U.S., do not have permanent residency, and are looking to purchase property within the United States.
Requirements vary but typically include a valid passport, visa (if applicable), proof of income or assets, bank statements, and credit references from the borrower’s home country.
Yes, down payments are usually higher—often 20–30%—depending on the loan program, credit profile, and property type.
Interest rates can be slightly higher due to increased risk, but strong assets, reliable income, and good documentation can help secure competitive terms.
Connect with us today and get quick, reliable guidance on the loan programs that fit your needs. Our team is ready to simplify the process and support you every step of the way. We’ll help you explore your options and make confident decisions.
