Southern California's Trusted Mortgage Partner

With years of experience in the Southern California real estate market, Sapphire United Loans was founded on the principle of helping clients manage their biggest investment: their home. We believe that mortgage brokers should be more than just transaction handlers; we are your long-term debt managers.

To simplify the mortgage process with personalized solutions that help individuals and families achieve their homeownership and financial goals. To be Southern California’s trusted mortgage partner, empowering clients through smart homeownership and debt management strategies.

Our Values

Whether you’re a first-time homebuyer, looking for an upgrade, looking to cash out, or to invest, we provide loan options that work for your budget and goals.

Trust

From inquiry to closing, we keep you informed, confident, and supported every step of the way.

Commitment

Your goals inspire our dedication. Beyond closing, we provide ongoing support to ensure your long-term success.

Local Expertise

With deep knowledge of the Southern California market, we offer insights into its unique opportunities and challenges.

Client Focus

Your needs are our priority. We craft customized loan solutions tailored to your financial goals.

Meet the Team

Our dedicated team of mortgage experts is committed to guiding you through every step of your home financing journey. With personalized solutions and years of industry experience, we’re here to help you achieve your goals with confidence.

Andrew Marquez

Founder, CEO, & Certified Mortgage Advisor

Founder of Sapphire United Loans, Andrew combines his real estate expertise with a passion for personalized mortgage solutions. With several years of experience in the real estate industry, he’s committed to being a trusted advisor, debt manager,  and building lifelong relationships, helping clients build wealth and achieve lasting financial success.

Victoria Tinoco

Loan Processor

A skilled Processor who plays a vital role at Sapphire United Loans. Known for exceptional organization and communication, Victoria works diligently to handle client files, coordinate with lenders, and keep the loan process on track, ensuring an outstanding client experience