Commercial Real Estate Loans

Smart, Strategic Financing for Commercial Real Estate

Access tailored commercial real estate financing designed to support property acquisitions, development projects, renovations, and refinancing. Our strategic loan solutions offer competitive terms, flexible structures, and expert guidance to help you move your investment vision forward with confidence.

Bridge Loans

Bridge Loans provide short-term financing that helps you move quickly on time-sensitive real estate opportunities. These loans are ideal when you need immediate capital to acquire, renovate, or reposition a property before securing long-term financing. 

With fast approvals and flexible terms, bridge loans allow you to act decisively, cover gaps between transactions, and maintain momentum on your investment strategy.

A bridge loan is a short-term financing solution used to “bridge” the gap between a current need and long-term funding.

Bridge loans typically fund much faster than traditional loans—often within 5–10 business days. Some deals can close even sooner depending on documentation and property complexity.

Bridge loans have higher rates than long-term financing due to their short-term structure and fast funding.

Yes. The property being purchased or refinanced generally serves as collateral. In some cases, lenders may request additional collateral depending on the loan size and risk.

Fix & Flip Loans

Fix & Flip Loans offer fast, accessible funding for purchasing, renovating, and reselling residential or commercial properties. Investors use these loans to cover acquisition costs, construction budgets, and rehab expenses all with terms aligned to short project cycles.

Designed for speed and efficiency, fix & flip financing empowers you to transform undervalued properties into profitable assets with minimal delays.

A fix & flip loan is a short-term, asset-based loan designed for real estate investors who want to purchase, renovate, and resell a property for profit.

Yes. Lenders typically fund a portion of the purchase price plus the renovation budget. Rehab funds are usually released in draws as work is completed.

Experience helps, but it’s not always required. Lenders may offer better terms to borrowers with previous flips, but new investors can still qualify with strong financials or partner support.

Yes. Because the loans are short-term and higher risk, rates are typically higher than long-term mortgages. However, the speed and flexibility usually offset the cost for investors.

Ground-Up Construction Loans

Ground-Up Construction Loans provide comprehensive financing for building new commercial or residential structures from the ground up. These loans cover land acquisition, construction costs, materials, labor, and other development expenses.

With structured draw schedules and oversight, they offer the support needed to bring large-scale projects to life. Ideal for developers and investors pursuing new builds, expansions, or full-scale property development.

A ground-up construction loan provides financing to build a property from scratch. 

Construction loans are typically structured in phases (draws). Funds are released as each stage of the project is completed and inspected. Borrowers pay interest only on the funds drawn, not the full loan amount.

Experience is preferred but not mandatory. Lenders often give stronger terms to seasoned builders, but first-time developers may qualify with a licensed general contractor and a solid project plan.

Yes, depending on the lender. If you already own the land, its value may count toward your required equity. If you’re purchasing the land, the loan may fund a portion of the acquisition.

Multifamily Properties (5+ units)

Financing for Multifamily Properties supports the acquisition, refinancing, or renovation of residential buildings with five or more units. These loans are tailored for investors and developers looking to expand their portfolios with stable, income-producing assets.

With competitive terms, longer amortization, and scalable loan amounts, multifamily loans help you maximize cash flow, improve property value, and grow long-term wealth.

A multifamily property is any residential building with five or more units, such as apartment complexes, mid-rise buildings, or student housing.

Multifamily loans can be used to purchase, refinance, renovate, or reposition investment properties.

Lenders evaluate multifamily loans based on the property’s financial performance, focusing on metrics like Net Operating Income (NOI), Debt Service Coverage Ratio (DSCR), occupancy history, and market rent trends.

New investors can still qualify if they demonstrate strong financial stability, have a solid management plan, or partner with an experienced property manager or co-borrower who brings industry expertise.

Industrial / Warehouse Loans

Industrial and Warehouse Loans provide specialized funding for properties used for logistics, manufacturing, distribution, and storage. These loans are designed to support the purchase, build-out, or refinancing of industrial facilities. 

With flexible terms and high-capacity financing, they help businesses and investors meet growing demand for industrial space, streamline operations, and enhance property efficiency.

Industrial and warehouse loans are commercial real estate financing programs designed for properties used in manufacturing, storage, logistics, and distribution.

Eligible properties include warehouses, fulfillment centers, distribution hubs, manufacturing plants, cold storage facilities, flex industrial spaces, and light or heavy industrial buildings.

These loans are ideal for investors acquiring industrial real estate, business owners expanding operations, logistics companies needing more space, manufacturers upgrading facilities, and developers building new industrial projects.

Yes. Many lenders offer financing that includes funds for building upgrades, equipment installation, energy efficiency improvements, or reconfiguration of warehouse layouts.

Retail & Office Property Loans

Retail & Office Property Loans offer financing for purchasing, developing, or improving commercial spaces used for business operations, professional services, and customer-facing activities. 

Whether you’re investing in a shopping center, office building, or mixed retail/office complex, these loans provide competitive rates and adaptable structures. They support tenant improvements, refinancing, and long-term property strategies that anchor sustainable growth.

Retail and office property loans are commercial real estate financing options designed for properties such as shopping centers, storefronts, office buildings, medical offices, and mixed-use spaces.

Lenders evaluate tenant quality, location, foot traffic, and market demand when assessing eligibility.

Underwriting is based on property performance and risk factors such as lease terms, tenant stability, occupancy levels, rent roll strength, and local economic trends

Yes. Many retail and office property loans include funds for interior build-outs, remodeling, rebranding, energy upgrades, and tenant improvements.

Mixed-Use Properties

Mixed-Use Property Loans support developments that combine residential, commercial, retail, and office components within a single property. These loans are ideal for investors seeking diversified income streams and enhanced property value.

With flexible underwriting and terms designed for complex projects, mixed-use financing ensures smooth acquisition, construction, and stabilization of multi-purpose assets in high-demand markets.

A mixed-use property is a building that combines two or more types of use—typically commercial space on the ground floor with residential units above.

Properties that blend residential and commercial components generally qualify, including storefronts with upper-level apartments, office + residential buildings, live-work units, small mixed-use complexes, and mixed-use developments.

Lenders assess both portions of the property by reviewing rent rolls, leases, occupancy levels, NOI, market demand, and tenant quality.

Yes. Many loan programs include funds for renovating commercial spaces, upgrading residential units, improving building systems, or modernizing outdated layouts. 

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